The Native Risk Collective
A
new
insurance
partnership
and
framework
that
rewards
strong
security
practices.
What is the Risk Collective?
A first-of-its-kind partnership between Native, leading crypto security tools, and leading underwriters – designed to reward proactive risk management.
When your business uses approved technologies that reduce Cyber, Crime, or Tech E&O risk, you may access discounts on insurance premiums and exclusive coverage, purpose-built for digital assets risks.
The Risk Collective
Security partners
Businesses working with these pre-vetted vendors can unlock more competitive insurance terms - with access to an exclusive product available only through the Collective.
How it works
Proven tools
We partner with risk management tools that have shown clear impact across Cyber, Crime, and Tech E&O risks – and are recognised by participating underwriters for doing so.
Underwriting
Participating underwriters evaluate each tool’s contribution to risk reduction and reflect this in underwriting decisions. This results in lower premiums and stronger coverage for your business.
Progressive rewards
Using multiple recognised vendors strengthens your risk posture, increasing your potential insurance savings and improving coverage options.
Frequently Asked Questions
The Native Risk Collective offers progressive discounts based on the risk mitigation tools you implement - the more recognised tools you use, the better the pricing. The specific savings depend on your risk profile and coverage needs.
Not quite. Discounts aren't automatically applied or guaranteed. The final outcome depends on various factors unique to your organisation, not just the vendor you use. That’s why pricing (including any discounts) is only confirmed once underwriting is complete.
Not automatically. Coverage decisions are made after a full underwriting assessment, where insurers review the specific details of your business. Just like discounts, coverage is only confirmed once underwriting is complete and terms may also vary, as different providers can respond differently to the same risk.
Through the Collective, you can access tailored insurance coverage for theft of funds, cyber attacks, and technology failures – delivered via Crime, Cyber, and Tech E&O (Errors & Omissions) policies. We also support a broader range of risk types beyond the Collective. If you’re looking for additional coverage, such as D&O or custody insurance, we can help with those too, through separate placements alongside the Collective.